NPAT down 21.9% to TT$173.9m. Due to
* Lower interest income
* Lower fx trading
* Lower fees
Bank still hikes dividend 18%
* T&T credit remains sluggish
* Uptick seen in ?construction & ?mfg
![](https://i0.wp.com/moneymax101.com/wp-content/uploads/2021/02/image-5.png?resize=340%2C118&ssl=1)
NPAT down 21.9% to TT$173.9m. Due to
* Lower interest income
* Lower fx trading
* Lower fees
Bank still hikes dividend 18%
* T&T credit remains sluggish
* Uptick seen in ?construction & ?mfg