CEO says it was another excellent year for the group?

- Net Income from Insurance underwriting?47%
- Results not affected by catastrophes (like last year)
- Investing income?28%
They are listed on the TTSE

- Operating expenses ?marginally
- They have a structured transformation programme in place to boost growth & efficiency
- At the start of Q4, they acquired the insurance
& annuities biz of NCB Insurance - They are a owned by the NCB Financial Group

The Guardian Group focuses on life, health, property and casualty insurance, pensions and asset management
The company serves markets in 21 countries across the English and Dutch Caribbean, including Trinidad & Tobago, Barbados, Jamaica, Curacao, Aruba, St. Maarten and Bonaire